I won a, uh, Young America merit scholarship.

我得了一个… 年轻美国之光奖学金。

Regardless of how your college career is being funded — through a merit scholarship, through parents or with student loans — it's important to be careful about spending and not overborrowing.

不管你的大学生涯是由什么资助的——通过优秀奖学金，通过父母或学生贷款——重要的是要小心消费，不要过度借贷。