U.S. prime rate
（重定向自US Prime Rate）
![Historical U.S. prime rates](/Images/godic/202502/19/Historical_US_Prime_Rate3221.png")
In general, the United States prime rate runs approximately 300 basis points (or 3 percent) above the federal funds rate. The Federal Open Market Committee (FOMC) meets eight times per year wherein they set a target for the federal funds rate. Other rates, including the prime rate, derive from this base rate.