How much loan capital can we safely raise then?

我们需要多少借贷资本以能保证分红？

And what you can do if you switch out into an interest-only loan, you're essentially leaving the capital loan to one side and just paying the interest on the mortgage.

如果您转为只付息贷款，您实际上可以将资本贷款留给一侧， 而只需支付抵押贷款的利息。