They paid off the mortgage and own their house free and clear.他们还清了住房贷款，完全拥有自己的居屋。Many financial planners now recommend against ever fully paying off your home loan.现在许多理财专家不建议人们把住房贷款全部还清。The bank will assist clients with home loan applications.这家银行会帮助客户申请住房贷款。