Well, traditionally, banks themselves get to say how risky their loans and securities investments are.

传统上，银行自己可以说他们的贷款和证券投资的风险有多大。

For finance, we have Samsung life insurance, securities, investment trust management, venture investment.

金融方面，我们有三星人寿保险、证券、投资信托管理、风险投资。

And then you also have any bank which has more longer-dated securities investments that they've made around, you know, longer-dated US treasuries and things like that.

然后银行还有更多的长期证券投资，长期美国国债之类的东西。

(Laughter) My side is that cryptocurrencies are not investment securities and they should not be regulated by financial regulators in the United States or anywhere else.

（笑声）我的观点是，加密货币不是投资证券，它们不应受到美国或其他任何地方的金融监管机构的监管。