People judged to be functionally illiterate lack the basic reading and writing skills required in everyday life.被认定为半文盲的人缺乏日常生活所需的基本读写技能。These people lack the wherewithal for a decent existence.这些人缺少过体面生活所需的钱财。It is through risk-taking that any businessman earns his daily bread.任何一个商人挣得其生活所需都是要承担一定风险的。