Many people use personal assets as collateral for small business loans.很多人把个人财产用作小额商业贷款的抵押品。The directors’ personal assets will not be at risk if the company does fold.如果这家公司真的倒闭，董事们的个人资产也不会有风险。I used my own personal assets as security to guarantee the loan.我用我的个人财产作贷款抵押。