" We are desperate, " he said, counting on his fingers the debts that overwhelm him, including a bank loan, bills for water, electricity, gas, and school supplies for his two grandchildren.

“我们已经走投无路了，”他边说边用手指数着沉重的债务，包括银行贷款、水费、电费、煤气费和他两个孙辈的学习用品。

And believe it or not, when we were first married, our combined monthly student loan bills were actually higher than our mortgage. We were so young, so in love, and so in debt.

你们相信吗？在我和他新婚之时，我们的助学贷款的压力甚至远大于房贷。当时我们那么年轻，那么相爱，还负债累累。