终值(Future Value/FV)衡量了在给定的利率下，金钱在未来一个特定时间的价值。终值不考虑通货膨胀的影响。

Future value is the value of an asset at a specific date. It measures the nominal future sum of money that a given sum of money is "worth" at a specified time in the future assuming a certain interest rate, or more generally, rate of return; it is the present value multiplied by the accumulation function. The value does not include corrections for inflation or other factors that affect the true value of money in the future. This is used in time value of money calculations.