Young adults are permitted to stay on their parents' insurance until age 26. Copays aren't permitted for preventive care.

年轻人可以在26岁之前继续享受父母的保险。预防性护理不允许收挂号费。

For the most part, consumers who are lucky enough to have good drug benefit plans, simply pay a copay for their medications.

在大多数情况下，那些足够幸运拥有良好药品福利计划的消费者，只需为他们的药品支付部分医疗费。

But every time I go, I have to pay that 50 dollars;that's a " copay."

但每次我去， 我都必须支付那 50 美元； 那是“共付额” 。

And how am I supposed to figure out what my copay and deductible would be?

卡罗尔：我应该如何计算出我的共付额和免赔额是多少？