咖央酱（马来语：kaya；印尼语：seri kaya）又名咖椰、加椰、咖吔、加椰酱，是马来西亚和新加坡乃至马来群岛常见的甜点材料，用上椰浆、鸭蛋、鸡蛋、砂糖和牛油等材料隔水加热捞匀做成。咖央酱常用来涂面包及用作糕点的馅料，如：咖央西多士或咖央多士。

Kaya, Serikaya or Srikaya (Malay:kaya; Indonesian:seri kaya; Tagalog:matamís sa báo, matamís na báo, or kalamay-hatì; Hokkien: 咖吔 ka-ia) is a food spread, a fruit curd made from a base of coconut milk, eggs and sugar. It is wildly popular in Southeast Asia, mainly in Palembang city in Indonesia, Malaysia and Singapore. The word kaya means rich in the Malay language and hence represents the texture of this popular food. It could possibly be an adaptation of the Indian word 'khoya' or 'kova' which is an Indian milk custard used as a base for sweet desserts. In ancient times, the Southern Indians traded extensively with the Malay archipelago peoples. The Indian traders contributed a fair amount to the cuisine, faith and language of the people they traded with. The kaya has a custard like texture like khoya.