A thrift or a thrift institution is a kind of savings bank.储蓄或储蓄机构是一种储蓄银行。A thrift institution is a kind of savings bank.储蓄机构是一种储蓄银行。Money kept in a savings bank will accrue to you with interest.存在储蓄银行的钱会给你带来利息。I keep my money in a savings bank.我的钱存在一家储蓄银行里。