Borgarfjörður

Borgarfjörður (Icelandic pronunciation: [ˈpɔrkar̥ˌfjœrðʏr̥]) is a fjord in the west of Iceland near the town of Borgarnes. Although the waters of Borgarfjörður appear calm, the fjord has significant undercurrents and shallows. The many flat islands lying in the fjord are for the most part uninhabited.