Loans are often refused to poorer borrowers because the risk of default is greater.人们通常不愿给穷人贷款,因为拖欠债款的风险较大。Loans come in many shapes and forms.贷款有多种形式。Loans were extended to help pay the interest on the old ones.这些贷款延期偿还以支付旧账利息。Read up on starting a small business. Loans can be obtained for this purpose.好好研究一下如何开办小企业,为此可以获得贷款。