I reckon he thinks they'd get him on the usury law if he netted more than eight percent.

我估计他认为如果他的收入超过百分之八， 他们就会让他受到高利贷法的制裁。

Under former President Trump, payday lenders could charge interest rates in excess of what states allowed and avoid state usury laws by working with a commercial bank.

在前总统特朗普领导的时期，发薪日贷款人可以通过与商业银行合作，收取超过州允许的利率，同时规避州高利贷法律。