Reinsurance is a method for reducing financial risk in the insurance industry.

再保险是降低保险业财务风险的一种方法。

The other big offshore insurance centre, Bermuda, specialises in property-and-casualty insurance and reinsurance, mainly for hurricane risk in America.

另一个大型的离岸保险中心百慕大群岛专门从事财产保险以及再保险业务，主要是为美洲的飓风风险提供再保险。

State Farm blamed inflation, a difficult reinsurance market and " growing catastrophe exposure." The decision did not affect personal car insurance.

州立农场将此归咎于通胀、艰难的再保险市场以及“不断增长的巨灾风险”。这一决定并没有影响个人汽车保险。

Natural-disaster reinsurance is typically based on models incorporating the latest science rather than historical statistics, since extreme events are by definition rare.

自然灾害再保险的模型通常包含最新科学，而不是历史统计数据，因为极端事件本质上是罕见的。

The problem is that this sort of backstop—reinsurance—demands deep pools of private capital hard to find outside the West.

问题在于，这种后盾——再保险——需要大量的私人资本，这在西方以外很难找到。

Perhaps the Chinese and Indian governments could be persuaded to offer sovereign reinsurance, though market insiders doubt they have the stomach.

也许可以说服中国和印度政府提供主权再保险，尽管市场内部人士怀疑他们是否有胃口。

Gallagher Re, a broker, estimates that the price of reinsurance in America has increased 50% this year after disasters in California and Florida.

保险经纪公司Gallagher Re估计，在加州和佛罗里达州发生气候灾难后，美国再保险的价格今年上涨了50%。

The reinsurance company reckons the total insured market loss from the storm, which hit west Florida in September, would be between $50bn and $65bn.

这家再保险公司估计，去年9月袭击佛罗里达州西部的这场风暴给保险市场造成的总损失将在500亿至650亿美元之间。

Dozens of fiddly little rule changes have been made to welcome reinsurance and aeroplane-finance firms that would run into ownership restrictions and other impediments elsewhere.

为了欢迎再保险公司和飞机融资公司，已经进行了数十项繁琐的规则小变更，否则这些公司将面临所有权限制和其他障碍。

They look at the demographics, the traffic, and then the large insurance companies and reinsurance companies look at all the different factors that are necessary to understand risk.

他们查看人口统计数据、流量，然后大型保险公司和再保险公司查看了解风险所需的所有不同因素。