Multiply it by the probable rate of failure, B.

乘以出故障的概率 B。

But this trend reflects a return to normality from the strikingly low rate of failure during the pandemic, when a plethora of government programmes made it practically impossible for a business to go under.

但这一趋势反映出， 疫情期间企业破产率极低， 目前已恢复正常，当时政府推出了大量计划， 使得企业几乎不可能破产。