Unemployment relief financed by borrowing is best regarded as negative saving.

通过借款资助的失业救济最好被视为负储蓄。

Several of the motives towards positive saving catalogued above as affecting individuals have their intended counterpart in negative saving at a later date, as, for example, with saving to provide for family needs or old age.

上文列举的影响到个人的若干积极储蓄动机， 其预期对应因素是以后的负储蓄， 例如，为满足家庭需要或老年而储蓄。