Another logical place you might look for liquidity is from your home equity, although that's getting tougher.

寻找流动性另一个合理的途径，是房屋净值，虽然这样做越来越困难。

I used a home equity loan to pay for the lighthouse purchase and some of the initial renovations.

我用房屋净值贷款购买了灯塔，并进行了一些初步装修。

For those with at least 30% to 40% equity in their home, getting a home equity line of credit (Heloc) could be a good, cheap insurance policy, says Brent Weiss, co-founder of Baltimore-based Facet Wealth.

总部位于巴尔的摩的金融服务公司 Facet Wealth 联合创始人布伦特·韦斯表示，对于那些拥有至少 30% 至 40% 房屋产权的人来说，获得房屋净值信贷额度 (Heloc) 可能是一个便宜又不错的保单。

Debt levels are down. People are not taking, say, home equity out to spend on a car or, you know, on a flat-screen TV. So it's a much healthier kind of spending.

债务水平下降。例如，人们不会将房屋净值用于购买汽车或平板电视。所以这是一种更健康的消费方式。

When the Fed increases rates, banks raise the prime rate, a bench mark index used to set all kinds of consumer loans, credit cards, car loans, home equity lines and credit, private student loans.

当美联储加息时， 银行会提高最优惠利率，这是一种基准指数， 用于设定各种消费贷款、信用卡、汽车贷款、房屋净值额度和信贷、私人学生贷款。