This income should be free of tax.

【free】这项收入应当是免税的。

And it will cost you less than you think because that contribution is going in free of tax, in many cases freeing up insurance as well.

而且它会比你想象的要花费更少， 因为这笔捐款是免税的，在许多情况下也免除了保险。

And then when you take money out of your pension, yes, you will pay some tax, but you will also get a quarter of it, your tax-free lump sum, free of tax.

然后当你从你的养老金中取钱时，是的，你会缴纳一些税， 但你也会得到其中的四分之一，你的免税一次性付款， 免税。