Most insurers' conditions are hedged with all sorts of exclusions.大多数保险公司的保险合同都设有各种各样的免责条款。Certain risks may be excepted from the terms of an insurance contract.保险合同的条款中可能不包括某些风险。I've had a quick look at the insurance contract and everything appears to be in order.我已很快看了一下保险合同,一切好像都没问题。