The central bank will provide special loans, and the banks will pledge the land as security.中央银行会提供特殊贷款，而这些银行会以土地作为抵押。Most people here cannot borrow from banks because they lack collateral.由于拿不出东西作为抵押，这里大部分人无法从银行贷款。The loan is secured against your home.这笔贷款以你的房子作为抵押。