New corporate clients and a depressed retail market.

新公司客户 以及零售市场萧条。

In a depressed market, we cannot afford to take a gamble on a new product.

【gamble】在市场不景气的情形下，我们不能冒险开发新的产品。

Rising interest rates in the 1980s, for instance, depressed housing markets just as baby-boomers reached their peak buying years. The difference now, though, is that rates are low by historical standards and expected to rise only gradually.

例如，上世纪80年代，当婴儿潮一代达到购房高峰期时，利率的上升导致了房地产市场的萧条。然而，现在的不同之处在于，从历史的角度来衡量，现在的利率还比较低，而且预计只会逐渐提高。