The publicizing students'default on student loans indicates that their violations might be recorded in the individual credit information database established the People's Bank of China.

公开学生欠款信息表明他们的行为将会记录到信誉信息中，这样的信誉数据是由中国银行建立的。

For example, when those students decide to apply for mortgage loans to purchase real estate, their application would be declined by banks due to their bad records in the individual credit information database.

例如，当这些学生想申请贷款买房时，他们的申请很有可能将会被银行驳回，这很有可能就是因为他们在个人信誉中的记录所导致的。